Planning for retirement can often feel like piecing together a complex puzzle—especially when your financial accounts, benefits, and investments are scattered across multiple places. You may have a 401(k) from a previous employer (or several), a Traditional IRA here, a Roth IRA there, and Social Security decisions looming. Add in ever-changing tax laws, and it’s no wonder retirement planning can feel overwhelming.
At Blake Wealth Management, we specialize in helping women over 55 simplify that complexity into a clear, actionable plan. Whether you’re divorced, widowed, single by choice, or simply ready to take control of your next chapter, our process will help you bring the pieces together and create a retirement strategy that gives you confidence moving forward.
Your retirement should be built around more than numbers—it should reflect your vision for the years ahead. We help you develop a financial plan that gives you the highest probability of achieving your goals while adapting to life’s inevitable changes. From "what-if" scenarios to ongoing plan monitoring, we’ll make sure your strategy stays aligned as your life evolves.
We will help turn your nest egg into a reliable income. However, there is more to reliable income than determining how much you can take out of your portfolio. It may also mean determining how much you should take out of your portfolio based on other income sources (e.g., Social Security, pension, part-time employment) and taking tax implications into consideration. We will also help you evaluate when it may be appropriate to make adjustments as to how much you take out of your portfolio.
Taxes can quietly erode even the best retirement plans. We build proactive tax strategies into every aspect of your financial plan—minimizing taxes on your income today and creating a tax-smart approach for passing assets to the people and causes you care about tomorrow.
Your investments should work for you, not cause stress or uncertainty. Our investment approach helps manage risk, keep costs low, and align your portfolio with your income needs and comfort with risk. We use both historical insights and forward-looking analysis to design an investment strategy that adapts to changing market and economic conditions—so you can stay focused on living your retirement, not worrying about it.
It may seem obvious, but there is more to optimizing social security benefits than many women might think. Most conversations on when to start Social Security benefits focus on "maximizing" social security benefits. However, it is more important to determine how to "optimize" your social security benefits. Optimizing social security benefits also takes into consideration tax implications, other sources of income, and any other factors specific to you. Maximizing benefits is primarily if not fully, based on the unknown.. life expectancy.
Even the best-laid retirement plans can be disrupted by the unexpected. We help ensure you have the right insurance protections—balanced for both cost and coverage—so you can feel confident knowing you’re prepared for life’s surprises.
Whether that's life insurance to provide financial security for loved ones or cover final expenses, protection against the potentially devastating impact of extended healthcare costs, to other risk areas such as liability coverage and income protection.
While we don’t sell insurance products, we will guide you through identifying coverage gaps and, just as importantly, connect you with trusted insurance professionals who can provide the appropriate solutions.
A well-crafted estate plan ensures that your wishes are carried out and that your loved ones are protected—emotionally and financially. We’ll help you think through important estate planning decisions, including:
Together, we’ll make sure your financial plan and estate plan work in harmony, providing clarity and peace of mind for both you and those you care about.
Our complimentary process to help you answer your most important retirement questions.
This process will also help you evaluate our services and make an informed decision about working together.
201 W Virginia Street | Suite 102 | McKinney TX 75069
info@blakewealthmanagement.com
972.426.7237
Advisory services offered by Investment Advisory Representatives of RFG Advisory, LLC ("RFG Advisory" or "RFG") a registered investment advisor. Blake Wealth Management and RFG Advisory are unaffiliated entities. Advisory services are only offered to clients or prospective clients where RFG Advisory and its representatives are properly licensed or exempt from licensure. No advisory services may be rendered by RFG Advisory unless a client agreement is in place.
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Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal.
