Social Security Timing

When is the Best Time to Collect Social Security? We Can Help

For women 55 and older—especially those who are divorced, widowed, or single by choice—Social Security isn’t just a benefit. It can be a foundational part of your retirement income. We help you navigate your options and determine the optimal time to claim, based on your life, your goals, and your other income sources.

SERVICES

Investment Management
Social Security Timing

Your Marital Status Matters

Whether you were married for decades or only a few years, your marital history can impact your benefits. We help you understand:

  • If you're eligible for spousal or survivor benefits
  • How divorce affects your claiming rights
  • What happens if you remarry

Timing Is More Than Just Age 62 vs. 70

We go beyond generic age-based advice to help you weigh:

  • Longevity expectations and health factors
  • Impact on other income sources and taxes
  • Trade-offs between monthly benefit amounts and long-term outcomes

Your Social Security decision doesn’t exist in a vacuum.

We coordinate your benefits with:

  • Retirement income planning
  • Portfolio withdrawals and RMDs
  • Roth conversion strategies
  • Healthcare and tax considerations

👉 Want to learn more about choosing the right Social Security claiming strategy? Click here to get your Free Simply Retirement Roadmaptoday.